Medicare Dental, Vision, and Hearing Coverage
If you need dental, vision or hearing coverage in addition to your medical coverage, consider purchasing a plan through Via Benefits Insurance Services or taking advantage of discounts provided by organizations such as AARP or AMAC. If you need all three coverages, consider purchasing a Dental, Vision, and Hearing (DVH) plan through Via Benefits.
Dental, Vision, and Hearing (DVH) Plans
If you need dental, vision, and hearing coverage, consider purchasing a DVH plan through Via Benefits. DVH plans combine all three benefits into one plan. The premium for a DVH plan is roughly the same as the premium for a stand-alone dental plan, and you get vision and hearing coverage. We currently offer these plans from three carriers, Cigna, Humana, and SureBridge.
Please call us at 1-866-322-2824 to speak with a Via Benefits licensed benefit advisor* about plans in your area. You don't need an enrollment period to enroll in a DVH plan. You can enroll throughout the year (certain conditions may apply). If you have an enrollment period, you can shop and enroll in a dental plan on the website.
If you're considering canceling a stand-alone dental, vision, or hearing plan because you want to enroll in a DVH plan, contact your insurance carrier directly. Also contact your insurance carrier directly if you have questions about coverage or the provider network for a plan in which you're currently enrolled.
Stand-Alone Dental Coverage Options
If you need only dental coverage, you have a few options.
Original Medicare
Medicare Part A covers treatment required as a result of an accident or illness. Preventive and restorative dental care and dentures aren’t covered. If you'd like dental coverage beyond what is provided by Medicare Part A, consider the following options.
Employer Coverage
Dental coverage may be available as a retirement benefit from your former employer or benefits provider. This coverage typically pays for preventive and restorative care, such as exams, fillings, and dentures, up to an annual maximum amount.
Via Benefits
Dental coverage is generally available through Via Benefits unless your former employer doesn't make it available. We offer dental plans through several insurance carriers, depending on your location. This coverage typically pays for preventive and restorative care, such as exams, fillings and dentures, up to an annual maximum amount.
Please call us at 1-866-322-2824 to speak with a Via Benefits licensed benefit advisor* about plans in your area. You don't need an enrollment period to enroll in a dental plan. You can enroll throughout the year (certain conditions may apply). If you do have an enrollment period, you can shop and enroll in a dental plan on the website.
If you're considering canceling your dental plan, contact your insurance carrier directly. Also contact your insurance carrier directly if you have questions about coverage or the provider network for a plan in which you're currently enrolled.
Stand-Alone Vision Coverage Options
If you need only vision coverage, you have a few options.
Original Medicare
Medicare Part B covers diagnosis and treatment of eye diseases and injuries (for example, glaucoma, cataract, macular degeneration). It also covers one pair of eyeglasses or contacts after cataract surgery. If you'd like vision coverage beyond what is provided by Medicare Part B, considered the following options.
Employer Coverage
Vision coverage may be available as a retirement benefit from your former employer or benefits provider. This coverage typically pays for an annual exam and eyeglasses or contact lenses up to an annual maximum amount.
Via Benefits
Contact us at 1-866-322-2824 to speak with a benefit advisor about plans in your area. You don't need an enrollment period to enroll in a vision plan. You can enroll throughout the year. If you do have an enrollment period, you can shop and enroll in a vision plan on the website.
If you want to cancel your VSP plan, call VSP at 1-800-400-4569 prior to your renewal date, after which your plan is renewed for 12 months. You're sent a reminder 60 days in advance of your renewal.
Additional Options
AARP offers vision discounts and vision insurance to its members.
Other organizations also provide options. For example, AMAC has partnered with VSP to offer a vision plan.
The plans typically have networks, limits on costs and time frames, and provide coverage for eyeglasses, contacts, and eye exams. These plans don't cover medical eye conditions covered under Original Medicare.
Stand-Alone Hearing Coverage Options
Original Medicare
Medicare Part B covers diagnostic hearing exams to determine if medical treatment is needed. It doesn't pay for routine hearing exams, hearing aids, or fitting hearing aids. If you'd like hearing coverage beyond what is provided by Medicare Part B, consider the following options.
Your Insurance Carrier
Contact your insurance carrier to find out what hearing coverage or discounts it offers. The insurance carrier's contact information is generally on the back of your Insurance ID card.
Discounts
Organizations such as AARP or AMAC often have hearing discounts for their members.
Via Benefits
Enroll in a VSP vision plan through Via Benefits. VSP offers its members great discounts on hearing aids and batteries. Learn about VSP hearing aid discounts at vsp.TruHearing.com or call 1-877-396-7194.
Call us to speak with a Via Benefits licensed benefit advisor* about VSP plans in your area. You don’t need an enrollment period to enroll in a vision plan. You can enroll throughout the year. If you do have an enrollment period, you can shop and enroll in a vision plan on the website.
*Our licensed benefit advisors specialize in health insurance for retirees. They go through annual training and certification to ensure they can help you make an informed and confident decision.